Data & Information

Market Indicators

Q1 2024

42.7B

Total Mortgage Portfolio (EGP)

↑ 18.3% vs. prior quarter

28,450

Active Mortgage Contracts

↑ 12.1% vs. prior quarter

1.49M

Average Financing Value (EGP)

↑ 5.4% vs. prior quarter

2.3%

Non-Performing Loan Rate

↑ 0.2% vs. prior quarter

Mortgage Portfolio Growth

Total portfolio in EGP Billion — 2021 to Q1 2024

19.2

2021

27.8

2022

36.1

2023

42.7

Q1 2024

Portfolio Composition by Type

Share of each category in total financing

Residential55%

Commercial26%

Other19%

Member Performance — Q1 2024

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Institution	Portfolio (EGP M)	Contracts	Avg. Financing	QoQ Growth
Egyptian Mortgage Finance Company	8,420	5,640	EGP 1,493,075	↑ 22.4%
Housing & Development Bank	6,890	4,210	EGP 1,636,580	↑ 15.1%
Egypt Mortgage Finance	5,340	3,780	EGP 1,412,698	↑ 19.8%
Egyptian Mortgage Bank	4,760	3,120	EGP 1,525,641	↑ 11.3%
Orix Mortgage Finance	3,890	2,940	EGP 1,323,129	↓ 2.1%
Other Members (31 companies)	13,400	8,760	EGP 1,529,680	↑ 16.7%

Data as of: March 2024 — Source: Member reports & Financial Regulatory Authority Download PDF

Geographical Distribution of Mortgage Finance

Portfolio share by governorate — Q1 2024

38%

Greater Cairo

25%

Alexandria

17%

Delta

12%

Upper Egypt

Other

Q1 2024

Mortgage Portfolio Growth

Portfolio Composition by Type

Member Performance — Q1 2024

Geographical Distribution of Mortgage Finance

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