About the Federation

Together for a Sustainable
and Inclusive Mortgage Finance Sector

Towards a more efficient, innovative, and forward-looking mortgage finance market that supports Egypt's housing finance ecosystem.

Capacity Building

+550 Trainees in
Our Training Programs

Specialized training programs serving all professionals across Egypt's and the Arab world's mortgage finance ecosystem, with over 500 hours of expert-led training.

Data & Indicators

Comprehensive Indicators and Reports
for the Mortgage Finance Market

Periodic Statistics and Studies Providing an Integrated View of Housing and Mortgage Finance Sector Performance in Egypt.

39
Active Members
+550
Training Hours
+550
Trainees
+30
Training Programs
About the Federation

About the Egyptian Mortgage Federation

The Egyptian Mortgage Federation was established under Article 34 (bis) of the Mortgage Finance Law No. 148 of 2001, as amended by Presidential Decree No. 55 of 2014, and operates under the supervision of the Egyptian Financial Regulatory Authority.

The Federation brings together all entities operating in Egypt's real estate finance ecosystem, and strives to be a supportive and active institution in developing this activity — serving as the primary channel for communication and the key driver of regulation and coordination among all parties in the sector.

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Protection

Defending the interests of mortgage finance

Cooperation

Sharing information and data

Capacity Building

Training and developing sector professionals

Legislation

Recommendations on regulations governing the sector

Federation Events

View All Events
Signing of Cooperation Protocol with the Financial Services InstituteProtocol
June 2026

Signing of Cooperation Protocol with the Financial Services Institute

Cairo

Details
Authority Meeting with Non-Bank Finance FederationsMeeting
April 2026

Authority Meeting with Non-Bank Finance Federations

Cairo

Details
Sukuk WorkshopWorkshop
January 2026

Sukuk Workshop

Cairo — Pyramisa Hotel

Details
Areas of Work

How We Work to Develop the Sector

Capacity Building and Knowledge Dissemination

We support training and awareness programs and knowledge exchange, contributing to the development of professional competencies and raising the level of specialized expertise.

Developing the Legislative and Regulatory Environment

Submitting proposals to develop legislation and policies that support the growth of mortgage finance activity.

Strengthening Cooperation and Partnerships

We work to build effective partnerships with relevant entities to achieve integration, exchange expertise, and support sector growth.

Supporting Innovation and Digital Transformation

We encourage the adoption of digital solutions and modern technologies to develop services, improve operational efficiency, and enhance performance quality.

Community Awareness

Awareness campaigns to educate citizens on mortgage finance mechanisms, their rights, and opportunities to access adequate housing.

Research and Studies

Publishing specialized studies and research to understand market trends.

Our Services

Strengthening Egypt's Mortgage Finance Ecosystem

We work to develop the real estate finance ecosystem by advancing market practices in line with the highest professional standards.

Events

Conferences and gatherings that bring together stakeholders to foster dialogue and collaboration.

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Capacity Building and Knowledge Transfer

Training programs and workshops to develop competencies and disseminate best practices.

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Legislation

We publish sector-related legislation and laws, updating them periodically to provide a reliable reference for legal and regulatory information.

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Financial and Real Estate Inquiry

We provide electronic services for financial and real estate inquiries in implementation of a cooperation protocol with the Ministry of Housing, Utilities, and Urban Communities.

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Transparency and Awareness

We provide a comprehensive knowledge guide that simplifies mortgage finance concepts, empowering the community and spreading financial and real estate literacy.

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Membership and Joining

We welcome sector institutions to join us in contributing to the Federation's goals and benefiting from the advantages and services available to members.

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Financial Tools

Mortgage Calculator

Estimate your monthly payment — enter the property value, down payment, interest rate and term to get an instant estimate.

Financing Details
EGP
100K20M
%
10%50%

Minimum 10% down payment per FRA regulations

EGP
%
5%30%
yrs
130 yrs

Calculator Results

Enter financing details above to see your monthly payment summary

Ecosystem Partners

Regulatory and Partner Entities

The Federation works in coordination with the regulatory and governmental bodies concerned with the real estate finance and housing sector in Egypt.

Egyptian Financial Regulatory Authority Egyptian Financial Regulatory Authority Social Housing Fund Social Housing and Mortgage Finance Support Fund New Urban Communities Authority New Urban Communities Authority Investor Awareness Portal Investor Awareness Portal Central Bank of Egypt Central Bank of Egypt